Does this sound like you?

  • Minimum credit score 660
  • No new lines of credit (within last 6 months)
  • No more than 6 inquiries (within last 6 months)
  • No negative credit in the last 2 years (late payments, collections, repossessions, etc)
  • 3 open and active credit lines
  • Under 60% total credit usage
  • You've been on your job for at least 6 months
  • Minimum 32k annual income 
  • Under 72 years of age
  • We are licensed in all states except California or Iowa
  • Must be a US citizen

 

Income Documents

  • W2 Employees - 1 month paystubs and 2024 W2
  • Self Employed/1099 Contractor - Last 2 years of taxes
  • Retirees - 1099R
  • Disability Income - Benefit Letter