Does this sound like you?
- Minimum credit score 670
- No new lines of credit (within last 6 months)
- No more than 6 inquiries (within last 6 months)
- No negative credit (late payments, collections, repossessions, etc)
- Under 35% total credit usage
- Debt to income ratio under 40%
- You've been on your job for at least 3 months
- Minimum 25k annual income
- Must be a US citizen or Permanent Resident
- We are licensed nationwide
Income Documents
- W2 Employees - Last 3 paystubs
- Self Employed/1099 Contractor - Filed 2024 tax return. If you have not filed, we will accept 3 months bank statements
- Retirees - 1099R
- Disability Income - Benefit Letter