Does this sound like you?

  • Minimum credit score 670                                                                                           
  • No new lines of credit (within last 6 months)
  • No more than 6 inquiries (within last 6 months)
  • No negative credit (late payments, collections, repossessions, etc)
  • Under 35% total credit usage
  • Debt to income ratio under 40%
  • You've been on your job for at least 3 months
  • Minimum 25k annual income 
  • Must be a US citizen or Permanent Resident
  • We are licensed nationwide

 

Income Documents

  • W2 Employees - Last 3 paystubs
  • Self Employed/1099 Contractor - Filed 2024 tax return.  If you have not filed, we will accept 3 months bank statements
  • Retirees - 1099R
  • Disability Income - Benefit Letter