Does this sound like you?
- Minimum credit score 660
- No new lines of credit (within last 6 months)
- No more than 6 inquiries (within last 6 months)
- No negative credit in the last 2 years (late payments, collections, repossessions, etc)
- 3 open and active credit lines
- Under 60% total credit usage
- You've been on your job for at least 6 months
- Minimum 32k annual income
- Under 72 years of age
- We are licensed in all states except California or Iowa
- Must be a US citizen
Income Documents
- W2 Employees - 1 month paystubs and 2024 W2
- Self Employed/1099 Contractor - Last 2 years of taxes
- Retirees - 1099R
- Disability Income - Benefit Letter